Saturday, May 26, 2018

Save Money on Your Cable Bill by Using Your Own DVR

You can get a discount on your cable bill if you use your own CableCARD enabled device instead of using a set-top box or DVR from the cable company.  Federal Communications Commission Rule 76.1205(b)(5) requires that your cable company must give you a discount on any package that includes the price of a set-top box if you choose to use your own CableCARD-enabled device.  This is applicable to many packages offered today.  With very few exceptions, the FCC mandates that your cable company must give you a CableCARD if you request one.  Since 2011, the CableCARD must support multiple streams, so you only need a single CableCARD to serve multiple devices throughout your home.

The first step is to return your set-top box to the cable company and request a CableCARD.  Next, you need to purchase a CableCARD-compatible DVR or a CableCARD tuner that can be connected to either a computer or directly to your router.  I recommend purchasing a Hauppauge WinTV-DCR-2650 or a SiliconDust HDHomeRun Prime.  SiliconDust has a Prime model with three tuners available now, and a six-tuner model is expected to be available later this year.  There are many resources on the internet that provide instructions for the usage of the CableCARD device you get.  You may need to call your cable company and politely remind them that the discount is required and cite the rule indicated above.  The rule is publicly viewable by navigating to, and following the applicable link provided.

It may be more difficult to get the discount described above if your service is part of a bulk account, such as when your home owner's association pays the bill for multiple homes, and you pay the HOA.  No portion of the FCC rules that I have seen specifies that your cable company is exempt from providing the discount if your service is part of a bulk account, but check the individual HOA bulk agreement to see if the discount is eliminated.  I have been able to get the discount from Comcast in previous years on a monthly basis by having them apply the credit to my Comcast internet service bill.  My internet service bill is paid directly to Comcast and not through my HOA.  I was also able to get the discount from Comcast this year (2018), but it had to be provided as a single twelve-month credit to my Comcast internet service bill.  I had to call Comcast earlier this year and request to speak with a representative that is authorized to provide a one-time credit.  The Comcast representative agreed to continue providing the credit, but she said I would have to call back in 2019 and request another twelve-month credit.


  1. I have Comcast as well. How much less does it cost to not have the DVR. Trying to figure out the real price difference if I was to go with Tivo

    1. ZmanPhilly,

      It depends on the Comcast package and the TiVo or other device that you get. An example using Comcast's Digital Starter package versus other high end devices is located at In that example, adding a DVR to the Digital Starter package will typically cost between $1886 to $2096 over seven years. Currently, the most expensive TiVo with the all-in service plan is about $1050. Other Tivos and devices are available that cost considerably less.